Long-Term Care Insurance

An insurance product designed to protect your clients’ quality of life and financial well-being.

Introducing HonestLTC

NGL's newest affordable traditional long-term care insurance solution keeps the best elements of the existing product while adding enhaced value for the customer.

Maximized "Stay at Home" Insurance

Featuring monthly benefits and a calendar-day elimination period

Increased Customization

Featuring expanded compound inflation options

More Client-Friendly Benefits

Featuring partner discounts, age last and alternate plan of care

Improved Joint Policies

Featuring competitive premiums and shared benefit amount rider

Dedicated to Providing LTCi Solutions

Who needs long-term care?

Midwest Mutually Owned

Located in Madison, Wisconsin, we make decisions to benefit our policyholders

Marketing Materials

We offer high quality marketing materials designed to help educate your clients

117 Years of Experience

Our values are rooted in stability, collaboration and integrity, as proven by our A (Excellent) rating from AM Best.

Customizable Plans

Flexible policies designed with you and your clients in mind.

Frequently Asked Questions

Founded in 1909, we have over 115 years of dedicated insurance service, serving over 2.4 million families nationwide.***

We aim to pay preneed claims within two business days, but most are paid the next business day, once we receive everything needed to process a claim.*

We have dedicated funeral home and agent support teams ready to help. We take a flexible, solution-oriented approach to meeting the needs of our customers. At NGL, we do our best to say “yes.” 

Yes! We have bilingual marketing resources and a multilingual support team.

NGL uses our proprietary software called AppQore to issue business. This tool makes it easy for you to submit applications online and create templates of your general price list (GPL) packages. AppQore is specifically designed to help you save time and focus on the families you serve. 

NGL offers a robust suite of customizable marketing materials from brochures to worksheets to one-page handouts and more. We also have a secure website where you can access policy information, marketing materials and more 24/7. Learn more.

Join Our Exciting Team

Want to be contracted with NGL? Sign up here

Long-Term Care