Preplan Your Funeral

Preplanning your funeral ensures your service matches your vision. Prefunding means your family won’t need to worry about financial obligations, giving them more time to grieve and celebrate your life. Many funeral homes will also guarantee today’s prices for tomorrow’s goods and services, helping to offset inflation as prices continue to climb.

You can preplan your funeral at any time, but the average age a customer begins

A preneed insurance policy can cover any components of a preplanned funeral.

In most states, there are guaranteed and non-guaranteed funeral goods and services. This means by prefunding, you may lock in today's prices (guaranteed goods) on some products and services, helping to avoid the effects of inflation. Many funeral homes will guarantee today’s prices for items and services, including embalming, memorial service, graveside service, hearse, casket, urn and more.

In most funeral homes, prices are subject to inflation on items like obituary notices, death certificates, flowers, music, grave opening and closing, hair dresser, and more. Your local funeral provider can tell you which items and services are subject to a price guarantee and which are not.

After you pay it off, you’re done! Your funeral funds are securely held with NGL until it’s needed.

Head to your preferred funeral home and ask about prefunding or preplanning your
funeral. After you plan your services with an insurance policy, be sure to let your family members know about your policy and where they can find any important documents when they need them.